HOW IT WORKS
Your Yendo Credit Card is just 3 steps away.
Get pre-approved
Complete our quick and easy pre-approval process online in minutes (don’t worry, we don't check your credit score).
Access your card
Once your car’s condition is verified and your title is mailed, you’ll instantly receive a digital credit card while we print and ship your physical credit card.
Build your credit
Access money when you need it, withdraw cash, build your credit, and achieve a stronger financial future.
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FAQs
Most Yendo customers have access to their virtual credit card within 30 minutes. The virtual card can be used online or with Apple, Google, or Samsung pay. A physical card will be mailed to you and typically arrives in 5-7 days.
We will always work with you to try to establish a plan that works with your situation. However, as a lienholder, we can exercise our right to recover an outstanding balance, but this is our last option. Keep in mind that with Yendo, your minimum monthly payment can be more affordable compared to other alternatives like title loans.
You can get your title back at any time by paying off your balance and giving us a call to close your account. Once we verify that your balance is $0, Yendo will close your account and remove its lien from your title. We will then release the title to you. Or you can keep your account open with a $0 balance and pay no interest, so you can have continued access to your credit card when or if you wish to use it.
Yendo Credit Cards have credit limits ranging from $450 up to $10,000. Your credit limit depends on the make, model, mileage, and condition of your vehicle and your ability to repay.
The Yendo Credit Card provides flexible payment terms. While your official due date is 25 days after receipt of your previous monthly statement, you can pay off all or a portion of your balance in advance at any time. The best part? If you pay your full balance on or before your due date, you pay zero interest. In the event you don’t wish to pay off your full balance, our minimum payment is 5% of your statement balance or $50, whichever is greater. Please note that penalties, such as late fees, may increase your minimum payment requirement.
more about
Title & Payday Loan Alternative Miami | Yendo
If you're a resident of Miami in need of financial assistance, a vehicle secured credit card might be the perfect solution. Unlike a traditional title loan, a vehicle secured credit card uses your car as collateral to secure the credit line. This means that if you're unable to make payments, the lender can repossess your car to recoup their losses. One of the major benefits of a vehicle secured credit card is that it can help you build or rebuild your credit. Because the credit line is secured by your car, lenders are often willing to approve individuals who may not qualify for a traditional unsecured credit card. This can be especially helpful for those with bad credit or no credit history. By using a vehicle secured credit card responsibly and making regular on-time payments, you can improve your credit score over time. Another advantage of a vehicle secured credit card is that it can provide you with access to emergency funds. If you need to make a sudden large purchase or cover an unexpected expense, a vehicle secured credit card can provide you with the cash you need. And because the credit line is secured by your car, the interest rates on these cards are often lower than those on unsecured credit cards. Introducing Yendo, a new vehicle secured credit card on the market. Yendo offers all the benefits of a traditional vehicle secured credit card, but with even more flexibility and convenience. With Yendo, you can apply for a credit line ranging from $500 to $50,000, depending on the value of your car. You can also choose to make monthly, bi-weekly, or weekly payments, and you can even set up automatic payments to ensure you never miss a due date. One of the standout features of Yendo is its mobile app. With the Yendo app, you can manage your account on the go, view your credit line, make payments, and track your spending. You can also use the app to submit documentation and verify your identity, making the application process quick and easy. Overall, a vehicle secured credit card like Yendo can be a great financial tool for Miami residents in need of a credit boost or emergency funds. With its flexible credit line, convenient mobile app, and low interest rates, Yendo is worth considering if you're looking for a financial solution that works for you.