The credit card secured by the value of your car — not your credit score.
Get pre-approved for your credit card in minutes
No credit checks
Access up to $10k in revolving credit
Only pay for what you spend
Access up to $10k in credit without the high rates and hassle of a loan.
Using a Yendo card is quick, easy, and flexible. Pay your entire balance monthly with no interest, or carry a balance with a fixed low rate.
Interest rate (APR)
Credit building
Fraud protection
Vehicle health screen
YENDO
24.99%
TITLE LOAN
300.00%
It’s simple: your credit card is powered and secured by the car you own.
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HOW IT WORKS
Your Yendo Credit Card is just 3 steps away.
Get pre-approved
Complete our quick and easy pre-approval process online in minutes (don’t worry, we don't check your credit score).
Access your credit line
Once our Yendo Smart Device verifies your car’s condition and your title is mailed, you’ll instantly receive a digital credit card while we print and ship your physical credit card.
Build your credit
Send us your car title by mail and we'll activate your credit card right away. Access money when you need it, build your credit and achieve a stronger financial future.
What drives us
Too many people need extra money to make ends meet, only to be faced with bad options that leave them worse off. We created Yendo to bring access, transparency and clarity to the process of borrowing money when you need it most.
Reviews
FAQs
It’s your decision. You can have access to your credit within 24 hours or in about 5 days, depending on your credit card activation method.
No. If you miss a payment or pay late, you will not lose your car. We exist to help people get ahead financially, and we want to support you as much as we can. If you can't make your payments, give us a call so we can work with you. As a lienholder, we can exercise our right to recover an outstanding balance, but this is our last option. Keep in mind that with Yendo, your minimum monthly payment is very affordable compared to other alternatives like title loans.
You can get your title back at any time by paying off your balance and giving us a call to close your account. Once we verify that your balance is $0, Yendo will close your account and remove its lien from your title. We will then release the title to you. Or you can keep your account open with a $0 balance and pay no interest, so you can have continued access to your credit card when or if you wish to use it.
Yendo Credit Cards have credit lines ranging from $450 up to $10,000. Your credit line depends on the make, model, mileage, and condition of your vehicle and your ability to repay.
The Yendo Credit Card provides flexible payment terms. While your official due date is 25 days after receipt of your previous monthly statement, you can pay off all or a portion of your balance in advance at any time. The best part? If you pay your full balance on or before your due date, you pay zero interest. In the event you don’t wish to pay off your full balance, our minimum payment is 3% of your statement balance or $50, whichever is greater. Please note that penalties, such as late fees, may increase your minimum payment requirement.