Yendo referral program

Refer your friends and you can both

get $100


Log in to access your personal link and share with your friends!

Here’s how it works

Sign up for Yendo

First, you'll need to apply and be approved for the Yendo card. Once you're a cardholder, then you can participate in the referral program.

Share your referral link

Now that you're a Yendo cardholder, you can log in to the app, click on the 'Get $100' button and share you link via text, email or even on social media!

Get $100!

After you've shared your link, your friends or family need to apply and be approved for the card. Once they're active cardholders, you'll receive a $100 credit statement.

*You will receive your referral bonus after the person you've shared your referral link with is approved and becomes an active Yendo cardholder. This occurs once our team has validated their physical title. The referral bonus will be paid out as a statement credit. All active cardholders who have submitted their vehicle title are eligible for the referral program.

The more you refer, the more you can earn!

If you refer 1 cardholder, we’ll pay you $100.

Refer 5, we’ll pay you $500.

Refer 100, we’ll pay you $10,000. We won’t stop you!

If you refer 1 cardholder, we’ll pay you $100.

Refer 5, we’ll pay you $500.

Refer 100, we’ll pay you $10,000. We won’t stop you!

See how much you can earn from referrals!


Does Yendo build my credit?
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Yes, Yendo helps you build your credit. We report to Experian, Transunion and Equifax credit bureaus.

What will my credit line be?
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Yendo Credit Cards have credit limits ranging from $450 up to $10,000. Your credit line depends on the make, model, mileage, and condition of your vehicle in addition to your ability to repay.

How many days do I have to repay?
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You have 25 days after the end of your monthly statement to make a payment. You can make payments at anytime, and you will need to make a minimum payment of 1% of your statement balance or $50 (the greater of). We're here to help, so if you do need assistance making your minimum monthly payment, please give us a call.

Can I get approved even if I have bad credit or no credit?
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You can get approved as long as you meet Yendo’s other approval criteria. Our mission is to offer affordable credit access to everyone.

How soon can I get my credit card?
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Yendo customers can have access to their virtual credit card within 30 minutes of completing the approval process. The virtual card can be used online or with Apple, Google, or Samsung pay. A physical card will be mailed to you and typically arrives in 3-7 days.

If I miss a payment, do I lose my car?
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We will always work with you to try to establish a plan that works with your situation. However, as a lienholder, we can exercise our right to recover an outstanding balance, but this is our last option. Keep in mind that with Yendo, your minimum monthly payment can be more affordable compared to other alternatives like title loans.

If I sign up, when and how do I get my title back?
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You can get your title back at any time by paying off your balance and giving us a call to close your account. Once we verify that your balance is $0, Yendo will close your account and remove its lien from your title. We will then release the title to you within 10 days of payoff - please note that there may be some situations outside of Yendo's control, such as DMV processing timelines, that could extend this timeframe. Or you can keep your account open with a $0 balance and pay no interest, so you can have continued access to your credit card when or if you wish to use it.

What are my payment terms?
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While your official due date is 25 days after receipt of your previous monthly statement, you can pay off all or a portion of your balance in advance at any time. The best part? If you pay your statement balance on or before the due date every month, you’ll pay zero interest on purchases. In the event you don’t pay off your full balance, our minimum payment is 1% of your principal balance or $50, whichever is greater. Please note if you have interest or fees charged to your account, these will be added to your minimum payment due.

What is overlimit?
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If your balance exceeds your credit limit, your account is overlimit. You will need to make a payment that brings your balance below your credit limit and make at least a minimum payment to unblock your card.

Your new credit card is in sight.

Access up to $10,000 in credit with Yendo.

get started