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Annual fee of $40 is waived for the first year. Annual Percentage Rate is a fixed 24.99% for purchases. Cash advances accrue interest at 26.99% APR and have a 3% fee. Foreign transactions incur a 3% fee. Balance transfers incur a 5% fee.
Title and Payday Loan information in the Comparison table is based on the following CFPB Reports (1)(2). The comparison table assumes (i) a typical single installment title loan agreement is renewed each month for a total of twelve months; (ii) all accumulated interest and fees are paid on each extension date; and (iii) the loan is paid in full at the end of 12 months.