Gainesville, FL - looking to access credit? Apply for Yendo & get up to $10k. No credit check, vehicle secured credit card
No credit checks
Access up to $10k in revolving credit
Build your credit
HOW IT WORKS
Your Yendo Credit Card is just 3 steps away.
Get pre-approved
Complete our quick and easy pre-approval process online in minutes (don’t worry, we don't check your credit score).

Access your card
Once your car’s condition is verified and your title is mailed, you’ll instantly receive a digital credit card while we print and ship your physical credit card.

Build your credit
Access money when you need it, withdraw cash, build your credit, and achieve a stronger financial future.
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FAQs
Most Yendo customers have access to their virtual credit card within 30 minutes. The virtual card can be used online or with Apple, Google, or Samsung pay. A physical card will be mailed to you and typically arrives in 5-7 days.
We will always work with you to try to establish a plan that works with your situation. However, as a lienholder, we can exercise our right to recover an outstanding balance, but this is our last option. Keep in mind that with Yendo, your minimum monthly payment can be more affordable compared to other alternatives like title loans.
You can get your title back at any time by paying off your balance and giving us a call to close your account. Once we verify that your balance is $0, Yendo will close your account and remove its lien from your title. We will then release the title to you. Or you can keep your account open with a $0 balance and pay no interest, so you can have continued access to your credit card when or if you wish to use it.
Yendo Credit Cards have credit limits ranging from $450 up to $10,000. Your credit limit depends on the make, model, mileage, and condition of your vehicle and your ability to repay.
The Yendo Credit Card provides flexible payment terms. While your official due date is 25 days after receipt of your previous monthly statement, you can pay off all or a portion of your balance in advance at any time. The best part? If you pay your full balance on or before your due date, you pay zero interest. In the event you don’t wish to pay off your full balance, our minimum payment is 5% of your statement balance or $50, whichever is greater. Please note that penalties, such as late fees, may increase your minimum payment requirement.
more about
Title & Payday Loan Alternative Gainesville | Yendo
An Insider's Guide to Gainesville, Florida Gainesville, Florida, is a vibrant city located in the north-central part of the state. It is home to over 120,000 people and the University of Florida. The city boasts a rich cultural history and plenty of things to do and see. Here’s what you need to know about Gainesville before your next visit: History The area now known as Gainesville has been inhabited for centuries by various Native American cultures. The first Europeans arrived in 1704 when Hernando de Soto explored the region. In 1763 it became part of British East Florida under the Treaty of Paris but was later ceded to Spain during the American Revolution. After 1821 it was reincorporated into United States territory and formed Alachua County in 1824. In 1853 Gainesville was founded as an agricultural center and experienced significant economic growth throughout its early years due to the railroads that ran through town in 1854 (which connected major cities such as Atlanta, Chicago and New York). In 1905 it became home to one of the first universities in Florida – University of Florida – which today is one of nation's largest universities with over 54,000 students enrolled! Economy & Cost of Living The economy in Gainesville is largely driven by both tourism (as it’s close proximity to many beaches) and education (as 53% of population aged 25+ have earned at least a Bachelor's degree). There are also numerous job opportunities available throughout various industries – ranging from healthcare/biotech jobs at UF Health Shands Hospital, tech jobs at Mindtree Software Labs or even retail/service positions at local businesses like Sweetwater Branch Inn & Spa or Leonardo's Pizza Palace. Average rent costs tend to be on par with state average; however taxes are slightly higher compared than other cities with a top income tax rate of 6%. Demographics With regards to demographics – roughly 54% of population identify as White, 28% African American and 9% Hispanic or Latino according to 2018 Census data. The median household income for residents here is $51K annually and almost 47% of population holds bachelor’s degrees or higher (ranking 10th out 50 states for level educational attainment). Conclusion Overall, Gainesville offers much more than just another small college town—it’s an exciting place full culture and activities both natural and man-made! With its growing economy, diverse population base and incredible outdoor opportunities—Gainesville has something special waiting for everyone!