HOW IT WORKS
Your Yendo Credit Card is just 3 steps away.
Get pre-approved
Complete our quick and easy pre-approval process online in minutes (don’t worry, we don't check your credit score).
Access your card
Once your car’s condition is verified and your title is mailed, you’ll instantly receive a digital credit card while we print and ship your physical credit card.
Build your credit
Access money when you need it, withdraw cash, build your credit, and achieve a stronger financial future.
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FAQs
Most Yendo customers have access to their virtual credit card within 30 minutes. The virtual card can be used online or with Apple, Google, or Samsung pay. A physical card will be mailed to you and typically arrives in 5-7 days.
We will always work with you to try to establish a plan that works with your situation. However, as a lienholder, we can exercise our right to recover an outstanding balance, but this is our last option. Keep in mind that with Yendo, your minimum monthly payment can be more affordable compared to other alternatives like title loans.
You can get your title back at any time by paying off your balance and giving us a call to close your account. Once we verify that your balance is $0, Yendo will close your account and remove its lien from your title. We will then release the title to you. Or you can keep your account open with a $0 balance and pay no interest, so you can have continued access to your credit card when or if you wish to use it.
Yendo Credit Cards have credit limits ranging from $450 up to $10,000. Your credit limit depends on the make, model, mileage, and condition of your vehicle and your ability to repay.
The Yendo Credit Card provides flexible payment terms. While your official due date is 25 days after receipt of your previous monthly statement, you can pay off all or a portion of your balance in advance at any time. The best part? If you pay your full balance on or before your due date, you pay zero interest. In the event you don’t wish to pay off your full balance, our minimum payment is 5% of your statement balance or $50, whichever is greater. Please note that penalties, such as late fees, may increase your minimum payment requirement.
more about
Title & Payday Loan Alternative Melbourne FL | Yendo
Melbourne, Florida is a beautiful city located on the east coast of the Sunshine State. With an estimated population of 78,596 in 2019, Melbourne is the second-largest city in Brevard County after Palm Bay and has been an area for residents since its incorporation in 1860. The economy of Melbourne predates the Great Depression, when citrus farming was the main industry of the area. However, today, technology and health care are some of the most important sectors in Melbourne’s economy. Major employers include Lockheed Martin, Harris Corporation, Health First and Holmes Regional Medical Center. In addition to these large companies, there are numerous small businesses throughout the city providing jobs for locals. In terms of demographics, Melbourne is a very diverse city. According to the most recent census data, nearly 40% of residents identify as African American or Hispanic, while around 12% are Asian and 6.5% are Native American. The area has also seen growth in foreign-born residents from countries such as India, Pakistan and China. Overall, Melbourne is a thriving city with a rich history and culture. With its booming economy, diverse population and beautiful beaches, it is no wonder that so many people choose to call the area home. From outdoor activities like fishing and kayaking to its vibrant arts scene, there’s something for everyone in Melbourne!