HOW IT WORKS
Your Yendo Credit Card is just 3 steps away.
Get pre-approved
Complete our quick and easy pre-approval process online in minutes (don’t worry, we don't check your credit score).

Access your card
Once your car’s condition is verified and your title is mailed, you’ll instantly receive a digital credit card while we print and ship your physical credit card.

Build your credit
Access money when you need it, withdraw cash, build your credit, and achieve a stronger financial future.
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FAQs
Most Yendo customers have access to their virtual credit card within 30 minutes. The virtual card can be used online or with Apple, Google, or Samsung pay. A physical card will be mailed to you and typically arrives in 5-7 days.
We will always work with you to try to establish a plan that works with your situation. However, as a lienholder, we can exercise our right to recover an outstanding balance, but this is our last option. Keep in mind that with Yendo, your minimum monthly payment can be more affordable compared to other alternatives like title loans.
You can get your title back at any time by paying off your balance and giving us a call to close your account. Once we verify that your balance is $0, Yendo will close your account and remove its lien from your title. We will then release the title to you. Or you can keep your account open with a $0 balance and pay no interest, so you can have continued access to your credit card when or if you wish to use it.
Yendo Credit Cards have credit limits ranging from $450 up to $10,000. Your credit limit depends on the make, model, mileage, and condition of your vehicle and your ability to repay.
The Yendo Credit Card provides flexible payment terms. While your official due date is 25 days after receipt of your previous monthly statement, you can pay off all or a portion of your balance in advance at any time. The best part? If you pay your full balance on or before your due date, you pay zero interest. In the event you don’t wish to pay off your full balance, our minimum payment is 5% of your statement balance or $50, whichever is greater. Please note that penalties, such as late fees, may increase your minimum payment requirement.
more about
Title & Payday Loan Alternative Lakeland | Yendo
Lakeland, Florida is a medium-sized city located in the central part of the state. It is home to approximately 100,000 people and is the largest inland city in Polk County. The area has been inhabited since settlers first arrived in the late 1800s, taking advantage of its fertile land for farming and trading on nearby lakes for seafood. In the early 20th century, the economy of Lakeland was largely dependent on citrus farming, specifically oranges and grapefruit. This industry began to decline in the late 1960s due to changes in weather patterns and diseases that affected local crops. Today, the economy is more diversified, with a large percentage of its citizens employed in the medical, retail, education, and technology sectors. Lakeland's demographics are diverse and represent a range of ethnic backgrounds. The population is about 52 percent white, 32 percent black, 11 percent Hispanic or Latino, 5 percent Asian-American, and less than 1 percent Native American. The median household income in Lakeland is approximately $45,000, and the median age of citizens is 35 years. Overall, Lakeland is a vibrant city that boasts a rich history and strong economy. Its mix of industry and culture make it an attractive place to live, work, and play. With easy access to nearby Tampa and Orlando, Lakeland is positioned to thrive in the years to come.