Texas

Get pre-approved for up to $10,000 in as little as 5 minutes

Yendo Credit card secured

No impact to your credit for pre-approval

Use your car to get credit - you deserve another chance

Cash advances available too for fast access to funds

How it works

Your Yendo Credit Card is just 3 steps away.

Get pre-approved

Complete our quick and easy pre-approval process online in minutes (don’t worry, we won't impact your credit if pre-approved.

Access your card

Once your car’s condition is verified and your title is mailed, you’ll receive a virtual credit card while we print and ship your physical credit card.

Build your credit

Access money when you need it, withdraw cash, build your credit, and achieve a stronger financial future.

Reviews

“Gracias Yendo, por dare la oportunidad de restablecer mi crédito entre otras cosas, estoy encantada con lo fácil que es de usar y por la forma de asequrar mi portal, me da una paz saber que nadie que no este authorized va a poder usarlo, sin contar además del bajo interés a pagar... Sin duda alguna es digno de recomendar!!”

Marina R.

“My experience was excellent. Everyone was kind and helpful. All my questions were answered and the service was very quick. I highly recommend reaching out to Yendo.”

Sherry G.

Producer

“Yendo was a great choice. It was easy to apply and no matter your score you can be approved. Brian reached out over the phone and led me through the application and even made a trip to meet me to get all set up. They report to the credit bureaus. I’m looking forward for my Yendo account to up my score.”

Melissa T.

“You guys, this company is a solution to your debt problems. Instead of getting a car title loan with 300% interest, get a credit card secured by your car title! What a brilliant idea! Just download the
Yendo app and get started today.”

Kathleen B.

Producer

“Awesome monthly payments that are far more reasonable than a lot of title places' low rates, highly recommend Very impressed process was quick and easy definitely wouldn't go anywhere else.”

Wendy R.

"The application process was seamless! And fast! Got approved in minutes and had access to my card via Apple wallet. Card was sent in the mail right away."

Sam A.

“My experience was excellent. Everyone was kind and helpful. All my questions were answered and the service was very quick. I highly recommend reaching out to Yendo.”

Sherry G.

Producer

“Gracias Yendo, por dare la oportunidad de restablecer mi crédito entre otras cosas, estoy encantadacon lo fácil que es de usar y por la forma de asequrar mi portal, me da una paz saber que nadie que noeste authorized va a poder usarlo, sin contar además del bajo interés a pagar... Sin duda alguna esdigno de recomendar!!”

Marina

“Yendo was a great choice. It was easy to apply and no matter your score you can be approved. Brian reached out over the phone and lead me through the application and even made a trip to meet me to get all set up. They report to the credit bureaus. I’m looking forward for my Yendo account to up my score.”

Melissa T.

See why our cardholders love us!

Check our review page for more detailed reviews from our users.

FAQs

Does Yendo build my credit?
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Yes, Yendo helps you build your credit. We report to Experian, Transunion and Equifax credit bureaus.

What will my credit line be?
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Yendo Credit Cards have credit limits ranging from $450 up to $10,000. Your credit line depends on the make, model, mileage, and condition of your vehicle in addition to your ability to repay.

How many days do I have to repay?
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You have 25 days after the end of your monthly statement to make a payment. You can make payments at anytime, and you will need to make a minimum payment of 1% of your statement balance or $50 (the greater of). We're here to help, so if you do need assistance making your minimum monthly payment, please give us a call.

Can I get approved even if I have bad credit or no credit?
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You can get approved as long as you meet Yendo’s other approval criteria. Our mission is to offer affordable credit access to everyone.

How soon can I get my credit card?
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Yendo customers can have access to their virtual credit card within 30 minutes of completing the approval process. The virtual card can be used online or with Apple, Google, or Samsung pay. A physical card will be mailed to you and typically arrives in 7-10 days.

If I miss a payment, do I lose my car?
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We will always work with you to try to establish a plan that works with your situation. However, as a lienholder, we can exercise our right to recover an outstanding balance, but this is our last option. Keep in mind that with Yendo, your minimum monthly payment can be more affordable compared to other alternatives like title loans.

If I sign up, when and how do I get my title back?
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You can get your title back at any time by paying off your balance and giving us a call to close your account. Once we verify that your balance is $0, Yendo will close your account and remove its lien from your title. We will then release the title to you within 10 days of payoff - please note that there may be some situations outside of Yendo's control, such as DMV processing timelines, that could extend this timeframe. Or you can keep your account open with a $0 balance and pay no interest, so you can have continued access to your credit card when or if you wish to use it.

What are my payment terms?
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While your official due date is 25 days after receipt of your previous monthly statement, you can pay off all or a portion of your balance in advance at any time. The best part? If you pay your statement balance on or before the due date every month, you’ll pay zero interest on purchases. In the event you don’t pay off your full balance, our minimum payment is 1% of your principal balance or $50, whichever is greater. Please note if you have interest or fees charged to your account, these will be added to your minimum payment due.

What is overlimit?
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If your balance exceeds your credit limit, your account is overlimit. You will need to make a payment that brings your balance below your credit limit and make at least a minimum payment to unblock your card.

Learn more about Texas

Texas is a state located in the southern region of the United States. It is the second largest state in terms of both land area and population, and it is known for its diverse culture, rich history, and strong economy.

One of the defining characteristics of Texas is its size. At 268,581 square miles, it is larger than most countries in Europe and only slightly smaller than France. This vast land area is home to a diverse array of landscapes, including coastal beaches, rolling hills, dense forests, and arid deserts.

Texas is also known for its rich history. The state was originally settled by Native American tribes before being colonized by the Spanish in the 16th century. It later became a part of Mexico before gaining independence in 1836 and becoming the 28th state in the United States. Today, Texas is home to numerous historical sites and landmarks, including the Alamo, the San Jacinto Monument, and the USS Texas, a World War I-era battleship that is now a museum.

In terms of its economy, Texas is a major player on the national and global stage. The state is home to a large number of Fortune 500 companies, including ExxonMobil, AT&T, and Dell Technologies, and it is also a major producer of oil, natural gas, and wind energy. Additionally, Texas has a large agricultural sector and is one of the top producers of cattle, cotton, and other crops.

In recent years, Texas has also become a hub for high-tech industries such as biotechnology and aerospace. The state is home to a number of research institutions and universities, including the University of Texas at Austin and Texas A&M University, which are ranked among the top public universities in the country.

Another important aspect of Texas culture is its music and its food. Texan cuisine is known for its bold flavors, with influences from Tex-Mex, Cajun, Southern, and Western cuisines. There is a significant culture of BBQ in Texas, each region has its own style, generally beef is the most popular meat and the sauce is tomato-based.

Texan music is also incredibly diverse, ranging from country music, blues, jazz, hip-hop and rock. Many famous musicians come from Texas or have been influenced by Texan music.

In conclusion, Texas is a large and diverse state with a rich history and culture, a thriving economy, and a unique blend of landscapes and cultures. With so much to see and do, it's no wonder why Texas continues to be one of the most popular states to visit and to live in.

Call us now!

Address

3309 Elm St. #340, Dallas, TX 75226, United States

Available time

Mon to Fr: 8:00 AM - 6:00 PM CST
Sat: 9:00 AM - 4:00 PM CST

Phone

+1 888 532 0770

Call us now

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Access up to $10,000 in credit with Yendo.

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