Title Loans Alternative for Houston, Texas | Yendo Credit Card

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Access up to $10k in revolving credit

Build your credit

HOW IT WORKS

Your Yendo Credit Card is just 3 steps away.

Approval notification on Yendo app
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Get pre-approved

Complete our quick and easy pre-approval process online in minutes (don’t worry, we don't check your credit score).

Car driving on road
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Access your card

Once your car’s condition is verified and your title is mailed, you’ll instantly receive a digital credit card while we print and ship your physical credit card.

Yendo Credit Card
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Build your credit

Access money when you need it, withdraw cash, build your credit, and achieve a stronger financial future.

Reviews

“Gracias Yendo, por dare la oportunidad de restablecer mi crédito entre otras cosas, estoy encantada con lo fácil que es de usar y por la forma de asequrar mi portal, me da una paz saber que nadie que no este authorized va a poder usarlo, sin contar además del bajo interés a pagar... Sin duda alguna es digno de recomendar!!”

Marina R.

“My experience was excellent. Everyone was kind and helpful. All my questions were answered and the service was very quick. I highly recommend reaching out to Yendo.”

Sherry G.

Producer

“Yendo was a great choice. It was easy to apply and no matter your score you can be approved. Brian reached out over the phone and led me through the application and even made a trip to meet me to get all set up. They report to the credit bureaus. I’m looking forward for my Yendo account to up my score.”

Melissa T.

“You guys, this company is a solution to your debt problems. Instead of getting a car title loan with 300% interest, get a credit card secured by your car title! What a brilliant idea! Just download the
Yendo app and get started today.”

Kathleen B.

Producer

“Awesome monthly payments that are far more reasonable than a lot of title places' low rates, highly recommend Very impressed process was quick and easy definitely wouldn't go anywhere else.”

Wendy R.

"The application process was seamless! And fast! Got approved in minutes and had access to my card via Apple wallet. Card was sent in the mail right away."

Sam A.

“My experience was excellent. Everyone was kind and helpful. All my questions were answered and the service was very quick. I highly recommend reaching out to Yendo.”

Sherry G.

Producer

“Gracias Yendo, por dare la oportunidad de restablecer mi crédito entre otras cosas, estoy encantadacon lo fácil que es de usar y por la forma de asequrar mi portal, me da una paz saber que nadie que noeste authorized va a poder usarlo, sin contar además del bajo interés a pagar... Sin duda alguna esdigno de recomendar!!”

Marina

“Yendo was a great choice. It was easy to apply and no matter your score you can be approved. Brian reached out over the phone and lead me through the application and even made a trip to meet me to get all set up. They report to the credit bureaus. I’m looking forward for my Yendo account to up my score.”

Melissa T.

testimonials

What people are saying
about us.

“Gracias Yendo, por dare la oportunidad de restablecer mi crédito entre otras cosas, estoy encantada con lo fácil que es de usar y por la forma de asequrar mi portal, me da una paz saber que nadie que no este authorized va a poder usarlo, sin contar además del bajo interés a pagar... Sin duda alguna es digno de recomendar!!”

Marina R.

“My experience was excellent. Everyone was kind and helpful. All my questions were answered and the service was very quick. I highly recommend reaching out to Yendo.”

Sherry G.

“Yendo was a great choice. It was easy to apply and no matter your score you can be approved. Brian reached out over the phone and led me through the application and even made a trip to meet me to get all set up. They report to the credit bureaus. I’m looking forward for my Yendo account to up my score.”

Melissa T.

“You guys, this company is a solution to your debt problems. Instead of getting a car title loan with 300% interest, get a credit card secured by your car title! What a brilliant idea! Just download the Yendo app and get started today.”

Kathleen B.

Awesome monthly payments that are far more reasonable than a lot of title places' low rates, highly recommend Very impressed process was quick and easy definitely wouldn't go anywhere else.”

Wendy R.

"The application process was seamless! And fast! Got approved in minutes and had access to my card via Apple wallet. Card was sent in the mail right away."

Sam A.

FAQs

How soon can I get my credit card?
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Most Yendo customers have access to their virtual credit card within 30 minutes. The virtual card can be used online or with Apple, Google, or Samsung pay. A physical card will be mailed to you and typically arrives in 5-7 days.

If I miss a payment, do I lose my car?
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We will always work with you to try to establish a plan that works with your situation. However, as a lienholder, we can exercise our right to recover an outstanding balance, but this is our last option. Keep in mind that with Yendo, your minimum monthly payment can be more affordable compared to other alternatives like title loans.

If I sign up, when and how do I get my title back?
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You can get your title back at any time by paying off your balance and giving us a call to close your account. Once we verify that your balance is $0, Yendo will close your account and remove its lien from your title. We will then release the title to you. Or you can keep your account open with a $0 balance and pay no interest, so you can have continued access to your credit card when or if you wish to use it.

What will my credit line be?
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Yendo Credit Cards have credit limits ranging from $450 up to $10,000. Your credit limit depends on the make, model, mileage, and condition of your vehicle and your ability to repay.

What are my payment terms?
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The Yendo Credit Card provides flexible payment terms. While your official due date is 25 days after receipt of your previous monthly statement, you can pay off all or a portion of your balance in advance at any time. The best part? If you pay your full balance on or before your due date, you pay zero interest. In the event you don’t wish to pay off your full balance, our minimum payment is 5% of your statement balance or $50, whichever is greater. Please note that penalties, such as late fees, may increase your minimum payment requirement.

more about

Houston, Texas

All about Houston Houston, Texas is the largest city in the state, and while it's known to be a bustling metropolis, there are plenty of unique and budget-friendly things to do. From visiting the Menil Collection to exploring the Houston Arboretum and Nature Center, there's something for everyone in this vibrant city. One of the most popular activities in Houston is visiting the Menil Collection. This museum is home to a variety of art collections, spanning the 15th century to modern-day. Admission is free, making it a budget-friendly option. For some outdoor adventure, visit the Houston Arboretum and Nature Center. This nature center is a great spot for hiking, with plenty of scenic views along the way. Admission is free, making it a budget-friendly option for some exercise and fresh air. Demographics: Houston has a diverse population, with a mix of different ethnicities and cultures. According to the U.S. Census Bureau, the population of Houston was estimated to be over 2.3 million in 2020, with a median age of 33.8 years. The city has a large Hispanic population, making up over 44% of the total population. African Americans, Asians, and Whites make up 22%, 7%, and 25% of the population, respectively. Economy: Houston's economy is driven by several industries, including energy, healthcare, aerospace, and manufacturing. The city is home to many Fortune 500 companies, including ConocoPhillips, Phillips 66, and Sysco. The Port of Houston is one of the busiest ports in the world and is a major contributor to the city's economy. The Houston metropolitan area has a gross domestic product (GDP) of over $600 billion, making it the fifth-largest metropolitan economy in the United States. Overall, Houston has something for everyone, and there are plenty of unique and budget-friendly options to enjoy. So the next time you're in town, be sure to check out these activities and more. In addition to all these budget-friendly options, using the Yendo Vehicle Secured Credit Card is a great way to build your credit while exploring all that Houston has to offer. If you're looking for a credit card in Houston, we're a great option since we accept all credit scores, don't do a credit check, so we won't hurt it when you apply and can provide you with access to the money you need. Yendo is a real credit card, powered by Mastercard, that's secured with the title of your car. We're transforming the way people access the financial system, to help you when you need it. With responsible usage, on-time payments for example, not only will you have access to the money you might need now, but you'll build your credit score just as with any other credit card. That score can help you get better rates on a house, an apartment or a car and more.

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Your new secured credit card is in sight.

Access up to $10,000 in credit with Yendo.

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