more about
Houston, Texas
All about Houston Houston, Texas is the largest city in the state, and while it's known to be a bustling metropolis, there are plenty of unique and budget-friendly things to do. From visiting the Menil Collection to exploring the Houston Arboretum and Nature Center, there's something for everyone in this vibrant city. One of the most popular activities in Houston is visiting the Menil Collection. This museum is home to a variety of art collections, spanning the 15th century to modern-day. Admission is free, making it a budget-friendly option. For some outdoor adventure, visit the Houston Arboretum and Nature Center. This nature center is a great spot for hiking, with plenty of scenic views along the way. Admission is free, making it a budget-friendly option for some exercise and fresh air. Demographics: Houston has a diverse population, with a mix of different ethnicities and cultures. According to the U.S. Census Bureau, the population of Houston was estimated to be over 2.3 million in 2020, with a median age of 33.8 years. The city has a large Hispanic population, making up over 44% of the total population. African Americans, Asians, and Whites make up 22%, 7%, and 25% of the population, respectively. Economy: Houston's economy is driven by several industries, including energy, healthcare, aerospace, and manufacturing. The city is home to many Fortune 500 companies, including ConocoPhillips, Phillips 66, and Sysco. The Port of Houston is one of the busiest ports in the world and is a major contributor to the city's economy. The Houston metropolitan area has a gross domestic product (GDP) of over $600 billion, making it the fifth-largest metropolitan economy in the United States. Overall, Houston has something for everyone, and there are plenty of unique and budget-friendly options to enjoy. So the next time you're in town, be sure to check out these activities and more. In addition to all these budget-friendly options, using the Yendo Vehicle Secured Credit Card is a great way to build your credit while exploring all that Houston has to offer. If you're looking for a credit card in Houston, we're a great option since we accept all credit scores, don't do a credit check, so we won't hurt it when you apply and can provide you with access to the money you need. Yendo is a real credit card, powered by Mastercard, that's secured with the title of your car. We're transforming the way people access the financial system, to help you when you need it. With responsible usage, on-time payments for example, not only will you have access to the money you might need now, but you'll build your credit score just as with any other credit card. That score can help you get better rates on a house, an apartment or a car and more. There are several reasons why getting a title loan may not be the best financial decision, including: 1. High interest rates: Title loans often have very high interest rates, sometimes exceeding 300% APR (annual percentage rate) - https://www.yendo.com/compare-yendo. This makes them significantly more expensive than other forms of financing, such as personal loans or credit cards. 2. Short repayment terms: Title loans usually can have short repayment terms. This could result in borrowers struggling to repay the loan within the given timeframe, leading to a cycle of debt as they renew or extend the loan. 3. Risk of losing your vehicle: A title loan requires you to use your vehicle title as collateral, which means that if you default on the loan, the lender can repossess and sell your car to recover the debt. 4. Cycle of debt: Due to the high interest rates and at times short repayment terms, many borrowers can find themselves unable to repay the loan in full and are forced to roll over or renew the loan, incurring additional fees and interest. This can lead to a cycle of debt that becomes increasingly difficult to escape. 5. Limited availability: Title loans are not available in all states, as some have banned or heavily regulated them due to the high interest rates and risky nature of the loans. 6. Predatory lending practices: Some title loan lenders engage in predatory lending practices, including offering loans to borrowers who cannot afford to repay them. This can exacerbate financial difficulties for the borrower and increase the likelihood of default. Before considering a title loan, it's essential to explore other financial options, such as personal loans, credit cards, or borrowing from friends and family. If you're facing a financial emergency, consider seeking help from a credit counselor or non-profit financial assistance organization to discuss your options and develop a plan to manage your financial situation.
Call us now!
Address
3309 Elm St. #340, Dallas, TX 75226, United States
Available time
Mon to Fri: 8:00 AM - 6:00 PM CST
Sat: 9:00 AM - 4:00 PM CST
Phone
+1 888 532 0770
FAQs
Yes, Yendo helps you build your credit. We report to Experian, Transunion and Equifax credit bureaus.
Yendo Credit Cards have credit limits ranging from $450 up to $10,000. Your credit line depends on the make, model, mileage, and condition of your vehicle in addition to your ability to repay.
You have 25 days after the end of your monthly statement to make a payment. You can make payments at anytime, and you will need to make a minimum payment of 1% of your statement balance or $50 (the greater of). We're here to help, so if you do need assistance making your minimum monthly payment, please give us a call.
You can get approved as long as you meet Yendo’s other approval criteria. Our mission is to offer affordable credit access to everyone.
Yendo customers can have access to their virtual credit card within 30 minutes of completing the approval process. The virtual card can be used online or with Apple, Google, or Samsung pay. A physical card will be mailed to you and typically arrives in 3-7 days.
We will always work with you to try to establish a plan that works with your situation. However, as a lienholder, we can exercise our right to recover an outstanding balance, but this is our last option. Keep in mind that with Yendo, your minimum monthly payment can be more affordable compared to other alternatives like title loans.
You can get your title back at any time by paying off your balance and giving us a call to close your account. Once we verify that your balance is $0, Yendo will close your account and remove its lien from your title. We will then release the title to you within 10 days of payoff - please note that there may be some situations outside of Yendo's control, such as DMV processing timelines, that could extend this timeframe. Or you can keep your account open with a $0 balance and pay no interest, so you can have continued access to your credit card when or if you wish to use it.
While your official due date is 25 days after receipt of your previous monthly statement, you can pay off all or a portion of your balance in advance at any time. The best part? If you pay your statement balance on or before the due date every month, you’ll pay zero interest on purchases. In the event you don’t pay off your full balance, our minimum payment is 1% of your principal balance or $50, whichever is greater. Please note if you have interest or fees charged to your account, these will be added to your minimum payment due.
If your balance exceeds your credit limit, your account is overlimit. You will need to make a payment that brings your balance below your credit limit and make at least a minimum payment to unblock your card.