FACTS

What does Yendo do with your personal information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number or ITIN
  • Employment information and income
  • Account transactions, Account Balance, and Payment History
  • E-mail address, and age

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Yendo Inc. chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information
Does Yendo Inc. share?
Can you limit this sharing?
For our everyday business purposes— such as to process your transactions, maintain youraccount(s), respond to court orders and legalinvestigations, or report to credit bureaus
For our marketing purposes— to offer our products and services to you
For joint marketing with other financial companies
For our affiliates’ everyday business purposes— information about your creditworthiness
We don't share
For our affiliates’ everyday business purposes— information about your transactions and experiences
We don't share
For our affiliates to market to you — informationabout your transactions, experiences, and creditworthiness
We don't share
For nonaffiliates to market to you

To limit our sharing

  • Call 888-532-0770 — our menu will prompt you through your choice(s) or
  • Visit us online: www.Yendo.com

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Yendo Inc. chooses to share; and whether you can limit this sharing.

Questions?

Call 888-532-0770 or go to www.Yendo.com

Who we are
Who is providing this notice?
Yendo Inc and Cross River Bank
What we do
How does Yendo Inc.
protect my personal information?
To protect your personal information from unauthorized access anduse, we use security measures that comply with federal law. Thesemeasures include computer safeguards and secured files andbuildings. We authorize our employees to get your information only when theyneed it to do their work.
How does Yendo Inc.
collect my personal information?
We collect your personal information, for example, when you
  • Open an account
  • Use your credit card
  • Pay your bills
  • Give us your income information
  • Give us your contact information
We also collect your personal information from other companies.
How does Yendo Inc.
collect my personal information?
We collect your personal information, for example, when you
  • Open an account
  • Use your credit card
  • Pay your bills
  • Give us your income information
  • Give us your contact information
We also collect your personal information from other companies.
What happens when I limit sharing for anaccount I hold jointly with someone else?
Your choices will apply to everyone on your account.
Definitions
Affiliates
Companies related by common ownership or control. They can befinancial and nonfinancial companies.
  • Yendo Inc. has no affiliates.
Nonaffiliates
Companies not related by common ownership or control. They canbe financial and nonfinancial companies.
  • Nonaffiliates we share with can include debt consolidationcompanies.
Joint marketing
Companies not related by common ownership or control. They canbe financial and nonfinancial companies.
  • Nonaffiliates we share with can include debt consolidationcompanies.
Other Important Information
California Residents: If your account has a California billing home address, we will not share your personalinformation except to the extent permitted under California law.

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