Yendo Payment Calculator

Easily estimate your Yendo monthly payments. Use the calculator below to see what your payments could look like, based on your balance and repayment options.

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How Yendo calculates your minimum payment

Yendo's payment estimator helps you calculate your approximate minimum payment. Simply enter your statement balance,  so you can plan ahead with confidence.

*About the Payment Estimator. Minimum payments shown are approximate and assume full credit utilization, with a minimum payment calculation of 1% of card balance + fees and/or finance charges, as applicable. Your minimum payment could be higher or lower based on how much and when you spend during your statement cycle, any payment activity, and fees (such as returned payment or late fees). See Yendo’s Cardholder Agreement, which is available upon approval, for a full description of how we charge interest and calculate minimum payments.

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1% of statement balance

$0

Annual fee

$40

Approximate Interest

$40

Approximate minimum payment*
Assumes no fees on statement
Assumes no cash advances during month

$0

Ways to pay your Yendo credit card

Stay on top of your account with easy, flexible ways to pay your Yendo credit card.

Autopay

Set up autopay to never miss a due date and earn 1.5% back on eligible purchases.

Bank ACH

Link your bank with ACH to make payments directly from your account in minutes.

Pay by mail or phone

Pay by phone with our support team, or send a check or money order to the address on your statement.

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We’re here to help

Have questions about how payments works? We’ve got you covered.

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Are there any benefits to paying off the full balance each month?
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If you pay the outstanding balance in full, every month. You won’t accumulate interest (based on start and end of billing cycle).

What is the statement balance versus the current balance?
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A statement balance shows you the minimum amount due for the month. Your current balance is the full amount owed, to bring your account to a zero balance.

How can I set up autopay?
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In the app, select the Account tab at the bottom of the screen. Under the Payments section, choose Auto Pay. You can set the payment amount to be automatically deducted each month. Then, select an existing payment method or add a new ACH.

How is the payment calculated?
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1. Fully Secured: 1% of the principle balance + fees + Interest or $50 whichever is greater
2. Auto Refi: Monthly Auto Payment + 1% principle balance of transactions + fees + interest or $50 whichever is greater

What are the additional fees?
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With your first statement, you will be charged a $40 annual fee. For each cash advance, there will be a charge of $3 or 3% of the amount of the cash advance, whichever is greater.

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Access up to $10,000 in credit with Yendo.