Get up to $10,000 in as little as 15 minutes with the Yendo Vehicle Secured Credit Card
No impact to your credit for pre-approval
Use your car to get credit - you deserve another chance
Build your credit
Your Yendo Credit Card is just 3 steps away.
Get pre-approved
Complete our quick and easy pre-approval process online in minutes (don’t worry, we won't impact your credit if pre-approved.
Access your card
Once your car’s condition is verified and your title is mailed, you’ll receive a virtual credit card while we print and ship your physical credit card.
Build your credit
Access money when you need it, withdraw cash, build your credit, and achieve a stronger financial future.
See why our cardholders love us!
Check our review page for more detailed reviews from our users.
more about
Illinois
Everywhere you look in Illinois, there's something new to discover. From incredible natural beauty and stunning architecture to fascinating historical sites and cultural attractions, this Midwestern state offers plenty of exciting sights and activities for every type of traveler. Whether you're planning a week-long holiday or just a weekend getaway, the breathtaking scenery and spectacular adventures that await in Illinois are sure to leave you with lasting memories.
The Illinois economy is strong and diverse, it is driven by the manufacturing sector which accounts for 20% of the state's GDP. In addition to that, the state has a thriving health care and finance industry. Additionally, Illinois has established itself as an important transportation hub due to its river and interstate systems. The state offers investors the opportunity to access various sectors through well-developed infrastructure that includes multiple ports, airports and railways. Furthermore, Illinois leads in bio-technology research with world renowned institutes like University of Chicago and Northwestern Medical School. Lastly, tourism is another key contributor supporting an array of service jobs such as hospitality and leisure throughout the year.
Illinois is home to an incredibly diverse population; with approximately 12.7 million people, the state's population is comprised of a variety of demographic groups. Around 60% of its residents are white and 15.5% are African American. Hispanics, Asians, and Native Americans also make up a substantial portion of the population in Illinois . The state is particularly known for its culture, which has been heavily shaped by these ethnic groups over time. In particular, Chicago is seen as a major hub of diversity in the heartland of the United States due to its longstanding immigrant populations from all over the world. Additionally, aspects specific to the Midwest - such as corn festivals, summer fairs, classical music venues - pepper communities throughout Illinois and help make it an especially unique place to live.
Illinois is as American as apple pie, a quintessential midwestern state with much to offer its residents and visitors. From its rich and hearty history to the attractions that draw people from all over the world, or the bustling economy and important industry, to its diverse population, culture and education opportunities—Illinois has it all!
FAQs
Yes, Yendo helps you build your credit. We report to Experian, Transunion and Equifax credit bureaus.
Yendo Credit Cards have credit limits ranging from $450 up to $10,000. Your credit line depends on the make, model, mileage, and condition of your vehicle in addition to your ability to repay.
You have 25 days after the end of your monthly statement to make a payment. You can make payments at anytime, and you will need to make a minimum payment of 1% of your statement balance or $50 (the greater of). We're here to help, so if you do need assistance making your minimum monthly payment, please give us a call.
You can get approved as long as you meet Yendo’s other approval criteria. Our mission is to offer affordable credit access to everyone.
Yendo customers can have access to their virtual credit card within 30 minutes of completing the approval process. The virtual card can be used online or with Apple, Google, or Samsung pay. A physical card will be mailed to you and typically arrives in 3-7 days.
We will always work with you to try to establish a plan that works with your situation. However, as a lienholder, we can exercise our right to recover an outstanding balance, but this is our last option. Keep in mind that with Yendo, your minimum monthly payment can be more affordable compared to other alternatives like title loans.
You can get your title back at any time by paying off your balance and giving us a call to close your account. Once we verify that your balance is $0, Yendo will close your account and remove its lien from your title. We will then release the title to you within 10 days of payoff - please note that there may be some situations outside of Yendo's control, such as DMV processing timelines, that could extend this timeframe. Or you can keep your account open with a $0 balance and pay no interest, so you can have continued access to your credit card when or if you wish to use it.
While your official due date is 25 days after receipt of your previous monthly statement, you can pay off all or a portion of your balance in advance at any time. The best part? If you pay your statement balance on or before the due date every month, you’ll pay zero interest on purchases. In the event you don’t pay off your full balance, our minimum payment is 1% of your principal balance or $50, whichever is greater. Please note if you have interest or fees charged to your account, these will be added to your minimum payment due.
If your balance exceeds your credit limit, your account is overlimit. You will need to make a payment that brings your balance below your credit limit and make at least a minimum payment to unblock your card.