Getting started
Can I add authorized users to my account?
Additional authorized users can not be added to the account.
What should I do if I'm planning to travel abroad with my card?
Your Yendo card can only be used in the United States at this time, so you will need to plan accordingly.
What happens if I exceed my credit limit?
Exceeding your credit limit can negatively affect your credit score. Your credit utilization ratio, which is the amount of credit you're using compared to your credit limit, is a significant factor in your credit score. We have controls in place to prevent you from exceeding it and protect you from this scenario, yet there are cases in which this does happen.
What is my credit limit?
Initially, you'll have access to 40% of your credit limit, up to $1,500. This amount will be visible on the home screen of the app. Once your title is received and processed, the full credit limit will become available.
When will I receive my statement?
You will receive a statement at the end of your billing cycle if you have used the card. This will be 30 days after you open your account.
When should I receive my physical card?
You should receive your physical card within 7-10 business days. As soon as you mail your title, we will start printing your card and will mail it to your address on file.
How can I make a cash advance?
With your virtual card, you will not have the option to complete a cash advance. Once you receive your physical card, you will be able to complete a cash advance at any ATM that accepts Mastercard. Please note that for your account security, we limit daily cash advances to 50% of your credit limit and have a $400 limit every 24 hours.
How do I know you guys are legit?
We've helped thousands of people access affordable credit since 2021. We're a Mastercard credit card, and we're partnered with an FDIC insured bank and all three major credit bureaus. The Wall Street Journal, TechCrunch, CreditKarma, and a bunch of other major publications have written about us. And we also have lots of customer reviews online that you can read in you’re still unsure.
Why should I trust Yendo?
We've helped thousands of people access affordable credit since 2021. We're a Mastercard credit card, and we're partnered with an FDIC insured bank and all three major credit bureaus. The Wall Street Journal, TechCrunch, CreditKarma, and a bunch of other major publications have written about us. We also have lots of customer reviews online that you can read.
I don’t feel comfortable sending my title.
We understand and know how important it is to feel secure in mailing your title. We want you to feel comfortable mailing your title. Your title will be securely delivered to us, and you’ll have access to its FedEx tracking number. Also, if you ever need the title back, we can help you close your account and get your title back to you.