Get up to $10,000 in credit, fully online

Skip the high rates of a traditional title loan. Apply online, get approved fast, and start using your virtual card right away.

100% online application and approval

Instant access to credit upon approval

No cash deposit required

Use your car to get the money you need, 100% online

Yendo makes it simple to access credit without the hassle of driving to a storefront.

Apply from anywhere

Submit your application from your phone or computer in just a few minutes.

Fast online approval

Get a quick decision and instant access to your virtual card once approved.

No in-person requirements

No store visits, inspections, or long wait times. Everything is handled digitally.

Fast access to virtual card

Shop online or in person with your virtual card while your physical card ships.

Why people choose Yendo over title loans

Traditional Title Loans
APR
291%¹
Payment Schedule
Full payment due in 30 days
Credit Building
No credit benefits²
How to Apply
Store visit required
Traditional Title Loans
APR
291%¹
Payment Schedule
Full payment due in 30 days
Credit Building
No credit benefits²
How to Apply
Store visit required

Ready to get started?

1. Apply from the comfort of your own home
Complete our simple pre-approval process online in 2 minutes - don’t worry, seeing your offer will not impact your credit!
2. Verify yourself and your car
Once pre-approved, quickly verify your car's information and ID. Keep your phone handy!
3. Access your money
After approval, you'll get access to a virtual card while your physical card is mailed to you.
65k+ downloads
50k+ downloads

Your car is your key to a new credit card

Virtual card
Access your credit with a virtual card before your physical card arrives.
Cashback rewards
Set it and forget it. Earn 1.5% statement credit on eligible purchases by staying enrolled in autopay.
Credit building
Build your credit with responsible use. Yendo reports to the 3 major credit bureaus.
Cash advance
With the Yendo credit card, you can get a cash advance to help you out when you need it.

Looking to build or rebuild your credit?

We report to the 3 major credit bureaus monthly to help you build credit over time.

Looking to build or rebuild your credit?

We report to the 3 major credit bureaus monthly to help you build credit over time.

FAQs

How soon can I get my credit card?
Plus sign

Most Yendo cardholders have access to their virtual credit card within an hour of completing their application and mailing their title if required. The virtual card can be used online or with Apple, Google, or Samsung pay. A physical card will be mailed to you and typically arrives in 3-7 days.

What will my credit line be?
Plus sign

Yendo Credit Cards have credit limits ranging from $450 up to $10,000. Your credit line depends on the make, model, mileage, and condition of your vehicle, credit history, in addition to your ability to repay.

Does Yendo have any physical stores?
Plus sign

We do not have any physical store locations. However, you can reach out to us with any questions through various channels, including phone, email, and chat. We also partner with many national retailers like 7/11 and Walgreens, so you can make a cash payment at a store near you.

Apply today

Pre-approval decision in 2 minutes with no impact on your credit.