Yendo | The Vehicle Secured Credit Card

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No credit checks

Access up to $10k in revolving credit

Only pay for what you spend

Get the money you need and build the credit you want using your car, not your credit score

Using a Yendo card is quick, easy, and flexible. Pay your entire balance monthly with no interest, or carry a balance with a fixed low rate.

No credit checks

Build your credit

Get up to $10,000 in revolving credit

Fraud protection

Only pay for what you spend


"Yendo has your back!"

“Yendo was a great choice. It was easy to apply and no matter your score you can be approved. Brian reached out over the phone and lead me through the application and even made a trip to meet me to get all set up. They report to the credit bureaus. I’m looking forward for my Yendo account to up my score.”

Melissa T.

"Thank you Yendo!"

“My experience was excellent. Everyone was kind and helpful. All my questions were answered and the service was very quick. I highly recommend reaching out to Yendo.”

Sam A.

"Yendo es excelente!"

“Gracias Yendo, por dare la oportunidad de restablecer mi crédito entre otras cosas, estoy encantada con lo fácil que es de usar y por la forma de asegurar mi portal, me da una paz saber que nadie que no este authorized va a poder usarlo, sin contar además del bajo interés a pagar... Sin duda alguna es digno de recomendar!!”

Marina R.

"Join Yendo!"

“You guys, this company is a solution to your debt problems. Instead of getting a car title loan with 300% interest, get a credit card secured by your car title! What a brilliant idea! Just download the Yendo app and get started today.

Kathleen B.

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Yendo credit cards are issued by Cross River Bank,Member FDIC, pursuant to license from Mastercard International © 2022 Yendo, Inc. All rights reserved.

Annual fee of $40 is waived for the first year. Annual Percentage Rate is a fixed 24.99% for purchases. Cash advances accrue interest at 26.99% APR and have a 3% fee. Foreign transactions incur a 3% fee. Balance transfers incur a 5% fee.
Title and Payday Loan information in the Comparison tabled is based on the following CFPB Reports (1)(2). The comparison table assumes (i) a typical single installment title loan agreement is renewed each month for a total of twelve months; (ii) all accumulated interest and fees are paid on each extension date; and (iii) the loan is paid in full at the end of 12 months.