The credit card built for homeowners.
The Yendo Homeowner Card is built specifically for homeowners. It works like a regular Mastercard but provides higher limits and lower rates compared to unsecured credit cards.
See your offer in 2 minutes with no impact to credit.
Unlock the value in your property for higher limits*
Fast access with the virtual card and cash advances

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Why apply for the Yendo Homeowner Mastercard®?
Yendo offers a new kind of credit card, secured by what’s already inside your home.¹

Powered by your property
Get a higher credit limit with a card secured by home fixtures like lights, cabinets, and vanities.

No impact to credit for pre-approval
See your offer in 2 minutes, with no impact to your credit score.

Faster and Easier
Unlike HELOCs, Yendo doesn’t place a lien on your full home. Get approved fast—secured only by fixtures.

Instant access to your virtual card
Use your credit immediately with a virtual card, even before your physical one arrives.

How it works
Your Yendo Credit Card is just 3 steps away.
1. See your offer
Complete our simple pre-approval process online in 2 minutes - don’t worry, seeing your offer will not impact your credit!
2. Verify yourself
Once pre-approved, quickly verify your home's information and ID. Keep your phone handy!
3. Access your money
After approval, you'll get access to a virtual card while your physical card is mailed to you.
All credit scores welcome to apply
Don't let your credit hold you back - take control of your finances and use your power as a homeowner to access flexible, revolving credit in a completely new way with the Yendo Homeowner credit card.


Looking to build or rebuild your credit?
We report to the 3 major credit bureaus monthly to help you build credit over time.
In partnership with



Looking to build or rebuild your credit?
We report to the 3 major credit bureaus monthly to help you build credit over time.
In partnership with


