Why apply for the Yendo Homeowner Mastercard®?

Yendo offers a new kind of credit card, secured by what’s already inside your home.¹

Powered by your property

Get a higher credit limit with a card secured by home fixtures like lights, cabinets, and vanities.

No impact to credit for pre-approval

See your offer in 2 minutes, with no impact to your credit score.

Faster and Easier

Unlike HELOCs, Yendo doesn’t place a lien on your full home. Get approved fast—secured only by fixtures.

Instant access to your virtual card

Use your credit immediately with a virtual card, even before your physical one arrives.

Your Yendo Credit Card is just 3 steps away.

Your Yendo Credit Card is just 3 steps away.

1. See your offer
Complete our simple pre-approval process online in 2 minutes - don’t worry, seeing your offer will not impact your credit!
2. Verify yourself
Once pre-approved, quickly verify your home's information and ID. Keep your phone handy!
3. Access your money
After approval, you'll get access to a virtual card while your physical card is mailed to you.

All credit scores welcome to apply

Don't let your credit hold you back - take control of your finances and use your power as a homeowner to access flexible, revolving credit in a completely new way with the Yendo Homeowner credit card.

Looking to build or rebuild your credit?

We report to the 3 major credit bureaus monthly to help you build credit over time.

Looking to build or rebuild your credit?

We report to the 3 major credit bureaus monthly to help you build credit over time.

Apply today

Pre-approval decision in minutes with no impact on your credit.