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Yendo offers a credit card built for homeowners, secured by what’s already inside your home.¹

Powered by your property

No impact to credit for pre-approval

Faster and Easier

Instant access to your virtual card

Your Yendo Credit Card is just 3 steps away

All credit scores welcome to apply


Looking to build or rebuild your credit?
In partnership with



Looking to build or rebuild your credit?
We report to the 3 major credit bureaus monthly to help you build credit over time.
In partnership with



FAQs
The Yendo Homeowner Credit Card is designed specifically for homeowners like you. It works like a regular Mastercard©, but uses the fixtures in your home as collateral to help you get credit.
Your Homeowner Card works just like any credit card—no restrictions! Use it anywhere Mastercard® is accepted, whether it's for groceries, gas, or a getaway.
You may have heard of something called a “UCC” if you’ve ever applied for a loan, especially one that uses your car or other property as collateral. UCC stands for Uniform Commercial Code, and it’s a set of rules that helps make doing business easier across the U.S..
You can learn more about UCC-1 filings with our useful blog post here!
The Yendo Homeowner Card is a credit card, not simply a line of credit. Additionally, the Yendo card is secured by the features in your home rather than the entire home.