Why get a loan? Get credit instead.

Get up to $10k in credit. Turn your car's value into credit. Access funds as quickly as 30 minutes with our virtual card.

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What customers are saying
about Yendo.

“The process is super simple and easy. All you gotta do is download the app, take a couple pictures, and then your line of credit is available.”

Stephen M.

Hyundai Sonata

“You guys, this company is a solution to your debt problems. Instead of getting a car title loan with 300% interest, get a credit card secured by your car title! What a brilliant idea! Just download the Yendo app and get started today.”

Kathleen B.

Nissan Rogue

“I was looking for a title loan and ran across this. It is so much better than any title loan you’ll ever get. The interest rate is reasonable. It’s actually a line of credit. It was super easy. You can do everything on the app on your phone, and it’s great! I highly recommend it.”

Wendy B.

Hyundai Veracruz

“Yendo was a great choice. It was easy to apply and no matter your score you can be approved. Brian reached out over the phone and lead me through the application and even made a trip to meet me to get all set up. They report to the credit bureaus. I’m looking forward for my Yendo account to up my score.”

Melissa T.

Lexus CT 200h

more about The yendo card

You don't need a loan app to get the cash you need. Yendo can provide ongoing access of up to $10k in credit.

No credit checks for pre-approval

We don’t check your credit for pre-approval. Instead, we look at the make, model, mileage, and condition of your owned car and your ability to repay to offer you the most affordable and accessible credit.

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Get up to $10,000 revolving credit

Based on the make, model, mileage, and condition of your car and your ability to repay, we offer a Mastercard credit card to up $10,000 at a fixed, affordable rate. When you pay your statement balance in full each month, you won’t pay any interest. Say goodbye to cash advance loan apps.

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Build your credit. Not your debt.

Cash advance loan apps generally do not build your credit. We partner with the majors credit bureaus - Experian, Equifax & Transunion - to help you build your credit with responsible usage. Your payment history is reported each month unlike personal loan apps.

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Fraud Protection

Since Yendo is a credit card, we help protect you against fraud. With round-the-clock monitoring for suspicious activity and the ability to freeze your card, we work hard to keep your account safe.

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How soon can I get my credit card?
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Yendo customers have access to their virtual credit card within 30 minutes of the approval process. The virtual card can be used online or with Apple, Google, or Samsung pay. A physical card will be mailed to you and typically arrives in 5-7 days.

If I miss a payment, do I lose my car?
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We will always work with you to try to establish a plan that works with your situation. However, as a lienholder, we can exercise our right to recover an outstanding balance, but this is our last option. Keep in mind that with Yendo, your minimum monthly payment can be more affordable compared to other alternatives like title loans.

If I sign up, when and how do I get my title back?
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You can get your title back at any time by paying off your balance and giving us a call to close your account. Once we verify that your balance is $0, Yendo will close your account and remove its lien from your title. We will then release the title to you. Or you can keep your account open with a $0 balance and pay no interest, so you can have continued access to your credit card when or if you wish to use it.

What will my credit line be?
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Yendo Credit Cards have credit limits ranging from $450 up to $10,000. Your credit limit depends on the make, model, mileage, and condition of your vehicle and your ability to repay.

What are my payment terms?
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While your official due date is 25 days after receipt of your previous monthly statement, you can pay off all or a portion of your balance in advance at any time. The best part? If you pay your full balance on or before your due date, you pay zero interest. In the event you don’t wish to pay off your full balance, our minimum payment is 5% of your statement balance or $50, whichever is greater. Please note that penalties, such as late fees, may increase your minimum payment requirement.

Your new secured credit card is in sight.

Access up to $10,000 in credit with Yendo.

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