How to build credit with the Yendo Credit Card‍‍

John Doe


January 12, 2023


min read

We’ve all been there. Whether we were too distracted with work, or had another late […]

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The YENDO Credit Card is more than just a way to conveniently pay for things. It’s also a tool that helps build your credit score. A good credit score can open doors to many benefits, like renting an apartment, getting a mortgage, car loan or credit card with better terms and conditions. It may even save you money on things like auto insurance and home loans in the future. With the YENDO Credit Card, you can begin building your credit from day one. Even better, Yendo does not require a credit score to be approved for their card. Yendo was designed to help those with bad credit or no credit history. Here are some helpful tips about how to use your YENDO Credit Card responsibly and improve your credit at the same time.

Always pay your balance on time.

It makes the most difference in your credit score: Payments on time are the most important factor when calculating credit scores. If you always pay your balance on time, you’ll be sure to have a positive impact on your credit score. If you occasionally miss payments, it can drastically affect your credit score. Missing payments will damage your credit score, making it harder to get the things you want such as a mortgage or car loan. So pay attention to your due dates. And pay your bill on time every month for best results. Having a mix of on-time payments and occasional late payments will help you stay within the normal range of credit scores.

Make payments at least once a month.

Your credit score will instantly drop if you go too long without making a payment. So try to make at least one payment each month, even if it’s a small one. If you’re just starting out building your credit, you may want to make minimum payments on your credit card until you have a few months of positive payment history, then you can start making larger payments. We recommend that you make at least the minimum payment on time each month. It’s the best way to keep your credit card account in good standing.

Use the free credit score tracking service.

Fraudsters may be trying to steal your identity, or someone may be trying to hack into your credit report to open new accounts in your name. The Credit Card comes with a fraud alert service and a free credit score tracking service so you can keep an eye on your credit and make sure no one is trying to use your credit card to commit fraud. When you sign in to your YENDO Credit Card account, you can view your free credit score and credit report summary at any time.

Don’t shy away from making small charges.

As you build credit with the YENDO Credit Card, try to make small charges every now and again. This is called “utilization” and is another factor in your credit score calculation. If you only ever charge the minimum payment, you’re not building any credit at all. So try to make small charges every now and again. When you make small charges, the credit card company considers that the same as making a lump sum payment. This will have a positive impact on your credit score. That’s because a low percentage of utilization is part of the credit scoring formula.

Wrapping up: Start building your credit with the YENDO Credit Card today!

Credit cards make it easy to buy things and pay them off later, but only if you understand how to use them responsibly. Credit cards allow you to access money temporarily—as long as you pay the balance back in full at the end of the month. The YENDO Credit Card is a great way to build credit as long as you follow a few basic guidelines. Always pay your balance on time, make payments at least once a month, use the free credit score tracking service, and don’t shy away from making small charges. With these tips in mind, the YENDO Credit Card can help you build credit and make your daily life a little easier.